Last Week's Frugal Efforts

Technically the past two weeks since I didn't make a post last week. Here are things I did to be frugal:



I made dinner using the free vegetarian crispy tenders I received. It was pretty good! I'm not sure I'll ever give up chicken tenders, but these would be just fine on occasion.

I kept the thermostat low and the bedroom space heater off. Warm weather is creeping up here.

I keep fighting the urge to buy a Kindle Paperwhite because the Kindle app on my three? year old tablet works fine. I set up the Overdrive app so now I can borrow all ebook types from my library.

I brought food and coffee to work instead of buying takeout.

I fixed my W4 withholding and upped my 401k contribution to 14%! Once my husband's withholding changes go through we are set to pay off our medical bills by the end of 2015!

I made my mom's birthday card instead of buying one.

My mom bought my son some pants and shorts so he's definitely set for clothing for awhile.


How were you frugal last week?

The Declutter Challenge Starts Today.

Have you heard about the 30 day declutter challenge? It's a game I discovered over on The Minimalist's Blog. The rules are super simple. On day 1 you get rid of one item. On day 2 you get rid of two items and so on.

I have attempted this game a few times before and failed because it's hard to manage a full time job + toddler + house duties + etc. But this time I won't fail. Because I'm going to go out of order. I will declutter as many items as I can each day, and I'll mark that number off on the calender so by the end of the month I will have decluttered a total of XX items.

There are already things on my mental list that will be gone once the challenge starts. That pair of shoes that doesn't fit anymore. That little stuffed rabbit I received as a gift one year that doesn't bring me joy. That cute toddler hat that my son refuses to wear that he will soon outgrow anyway.

What's the point of decluttering? Why would I bother waiting to declutter just so I can partake in a silly minimalist game?

• Because it makes me feel accountable for getting things done.
• I can go at my own pace while not feeling overwhelmed with day to day life.
• I can make a small difference to my household and mental self each day.
• Having less stuff means I have less to maintain and clean.
  

I came across this article: Everything in its Place, Finally and Forever and wow, it blew me away. You need to read it so that you can be moved too. Here are a couple of snippets:

There is an indescribable weight on your conscience that is released when you give something up. Every item you get rid of frees you, it really does.

I never realized the agitating effect that homeless stuff has on the mind. There’s this mild but always-present feeling that something is unresolved, because we only leave things lying around under the pretense that they’re only going to be there temporarily. But the resolution never comes, because the homeless objects have no place to go.

Have you participated in the declutter challenge? Will you try today? Surely you can part with one item. Post your declutter efforts in the comments. I'd love to read them! 

Things I got for Free. Haul #1

I thought it would be fun to show the things that I get for free and share how I obtained them. Receiving free things helps me stretch my money further and allows me to put more into savings for other things.

Below is my first haul. Not pictured: bamboo spoon and coffee creamer.

What's pictured?

• two bags of vegetarian entrees
• one package of applewood smoked bacon
• two yogurt cups
• one bag of organic banana chips
• one bag of ground coffee
• one package of tortillas
• one jar of salsa
• one container of liquid water enhancer
• one piece of Easter candy
• one bag of pasta
• one package of brownie mix

Estimated value of above items: ~$48.97

How did I get these things for free? It was really easy actually. It was a mixture of a buy one get one free coupon I received in the mail, being a BzzAgent, and loading the free weekly item from Kroger.

What is a BzzAgent? The website is a word of mouth marketing company. I signed up to be a product tester in exchange for writing reviews and talking to people about the things I received for free. They have different campaigns, and they offer them to you depending on the short surveys you take.

What free weekly item from Kroger? I have two local Kroger stores: Fred Meyer and QFC. Every Friday I log in to my QFC account, go to the coupon section and load the free item to my card. Then when I go to the store the cashier scans my QFC or Fred Meyer card (they're connected) and the item's price is automatically deducted to zero.

My local small grocery store chain also does a free weekly item (with a $5 purchase) that I used to take advantage of, but I don't get out that way much anymore. If you haven't been paying attention to the weekly grocery store ads you receive in the mail you should take a look to see if they are offering any free incentives.

It didn't take much effort for me to get the above free things. I hope this post has inspired you to the possibility of free things to help stretch your food budgets further.

What have you received for free lately?

Meal Plan for 3/22 - 3/28

Sunday

Breakfast: Waffles
Lunch: Flat bread pizza
Dinner: Tacos

Monday

Breakfast: Parfait
Lunch: Tacos
Dinner: Leftovers

Tuesday

Breakfast: Parfait
Lunch: Leftovers
Dinner: Burgers

Wednesday

Breakfast: Parfait
Lunch: Sandwich and baked chips
Dinner: Leftovers

Thursday

Breakfast: Oatmeal
Lunch: Leftovers
Dinner: Bacon, eggs, toast

Friday

Breakfast: Waffles
Lunch: Vegetarian "mandarin chicken" and rice
Dinner: Asian pork and rice

Saturday

Breakfast: Parfait
Lunch: Sandwich and chips
Dinner: Leftovers

What is your meal plan this week?

Last Week's Frugal Efforts.

I got my toddler's shoe/boot size completely wrong for the rain boots I ordered last week. I'm going to keep the pair I received until he's bigger. I ordered a smaller pair using an Amazon gift card I received from Swagbucks.

I froze the leftover pizza sauce before it went bad. I usually forget to use it up so it gets wasted. Not this time!

My mother in law brought donuts so I had one of those for breakfast on the way to work this morning.

My husband surprised me by making a good and creative dinner using stuff we've had on hand for a long time.

We combined errands yesterday so we were able to "go into town" to get cat food, bird food, squirrel food, groceries, and take the toddler to his checkup. We followed my grocery lists! I picked up a bunch of free items. (future post about the free stuff)

I bought some yogurt at the store I didn't end up liking so I gave it to my brother so it didn't go to waste. (he's like my personal garbage disposal!)

I finally found something my toddler will eat that can be manipulated! Waffles! So I ordered a waffle maker using Amazon gift cards from PerkTV, InstaGC, and Swagbucks. I'm going to find recipes that use fruits and vegetables. I'm pretty excited. I love waffles, and this waffler maker has ceramic plates instead of toxic non-stick teflon.

I also ordered a permanent coffee filter for the coffee maker. My husband thinks the paper ones we got from Costco (one package lasted years!) makes bad coffee so now that we're almost out of paper filters we can try this permanent one out. I purchased on Amazon through Ebates so I was able to save 3%.

I brought leftovers and coffee to work instead of buying.

I mended a rip in my sweater.

I mended a pocket on my brother's jacket.

Last Week's Frugal Efforts.

Below are the ways I have been frugal and/or saved money over the past week. Feel free to comment with your own. I love finding new ways to save (and earn) money.

It's getting to be that time of year that my power bill gets lower because we can open the curtains up to let the sunlight in to warm the house instead of turning on the heater, and we don't have to keep our outside lights on as long.

I deposited an ebates check and Sprint settlement check into savings for a whopping $15! (savings = $15.00)

I borrowed books from the library on melt and pour soap making so I can find some simple recipes to make future Christmas gifts. Once I find what I'm looking for I can start pricing out the best supplies.(savings = $30+)

I used ebates to buy vanilla beans on Ebay for future Christmas gifts. I also used PayPal cash I received from an online writing gig so I spent $0 out of pocket. (savings = $16.33)

My husband and I are trying out a new cell service and phone. So far it looks like we will be switching. (savings = ~$43.65/month)

I brought food and coffee to work.

I didn't use the space heater at night for several nights. For the nights I did I kept it low.

Kept thermostat down day and night.

Used Swagbucks gift card to buy toddler rain boots via ebates for an extra 3% savings. (savings = ~$16.80)

Borrowed mil's angel food cake pan instead of buying one. (savings = $10+)

My mom kindly bought my toddler three pairs of new jeans that he will grow into very soon. (savings = $15+)

Took toddler to a playground for the first time. (savings = Priceless)

Sent some soon-to-expire yogurt and not-so-fresh spinach to brother to get eaten (technically didn't save me money, but it meant the money spent didn't go to waste.)

Tried out a free coffee creamer. I didn't like it (understatement!) so I brought it to work instead of dumping it.

Taught my toddler to hand me his snacks that he doesn't want to eat instead of throwing them on the floor. Crumbs were put outside for the birds to eat.

I printed two coupons for things I actually buy. (savings: $1.50 + $.20 for the $.10 redemption credit via Swagbucks = $1.70 savings)

I raised my 401k contribution to 8%! (my goal was to bring it up from my original 4% by the end of 2015) I also had a free financial advising appointment at work.

What did you do this past week to be frugal?

Last Week's Frugal Efforts.

Over the course of the last seven days here are some small things I did to save money. Big or small, these things add up over time.

I purchased a used copy of The Tightwad Gazette off Ebay using my Ebates account and PayPal cash I earned through a writing gig. I can’t wait to read it and be inspired to save even more.

I brought my meals/snacks and coffee to work (from home) every day.

I kept the house thermostat low and only used the space heater in the bedroom at a lower temperature than usual. Last night I didn't have it on at all.

I ordered a Republic Wireless cell phone (their cheapest phone at $99 plus their $10 per month plan) for my husband and me to try out. If my husband decides to go with this plan we will save about $35 a month. After 3 months this change will have paid for itself. If I decide to go with this plan, it will balance out against my current phone plan after 6 months, with a savings of $10 a month. Total potential savings: $40 a month.

The thought of two unlimited smart phones for $20 a month (plus tax) is amazing.

I ate the free oatmeal I received for breakfast a couple of times. I signed up for BzzAgent a few months ago, and I receive free products in exchange for spreading the word through social media, word of mouth, and reviews.

How did you save money last week?